SupplierPlus - Invoice finance made easy

What is SupplierPlus?

SupplierPlus is a tech-driven Supply Chain Finance platform that releases cash from unpaid invoices.

Working capital finance should be easy and affordable

Invoice finance relies on a lot of work with documents and approvals, making it time-consuming and expensive. Clever use of technology can change that.

This is how invoice financing works with SupplierPlus:

SupplierPlus is a 100% online platform that makes use of digital documents, electronic signatures and automatic data exchange;
SupplierPlus bases risk and pricing on the buyer’s credit profile. This reduces the cost of financing for suppliers;
Suppliers can now finance receivables at attractive terms:

Full payment
Invoices are paid 100% (less the financing fee)

Instant payment
Invoices are usually paid out on the same work day

Final payment
Invoices are sold on a non-recourse basis

What is Supply Chain Finance?

Supply Chain Finance allows trade partners to unlock working capital

Operate at desired payment terms without harming your Suppliers

Improve purchase pricing by increasing the cash turn-around ratio for Suppliers

No additional interest costs or loan obligations

Increase supply chain reliability and delivery stability

Strengthen your relationship with strategic suppliers

Develop your local SME sector by enabling better access to working capital

Access a new source of working capital at a time when banks limit SME financing

Sell invoices if and when you choose

No requirements to collateral, credit history or minimum volumes

Receive 100% of the invoice amount (minus discount) right after the sale

Fees are simple to calculate and based on actual financing volumes

No need to open or utilize the Supplier's own factoring limit

Finance Suppliers with varying credit profiles at the Buyer's risk level

Generate revenue from a broad range of Suppliers in one go, including smaller and cross-border entities

Tap into the rapidly expanding Supply Chain Financing market with low sales & operational efforts

Anti-fraud - avoid financing double-dipped & fictitious invoices

SupplierPlus acquires the claims and sells them forward, serving as the single counterparty for financiers

Access a new range of A-Category clients

"What I like most about SupplierPlus is their eagerness to tailor solutions for us. Ampler is a locally unusual client, with suppliers mainly outside Europe and payments in USD, but SupplierPlus designed a custom solution to fit our needs."

- Remo Kuldkepp, CFO, Ampler Bikes

“The advantages of SupplierPlus are that there is no recourse to suppliers, the payment is made quickly in 100% amount, it is quick and easy to sell invoices on the platform, the staff is operative and helpful, and there is no long and tedious “beauty contest” (bank’s credit check).”

- Martin-Jorgen Gahler, Arc Stone OÜ

“Supplierplus services are a very good alternative to standard factoring. It’s very simple and convenient to use. You can choose either you get money for all your invoices or just part. It’s a very easy way to plan your cash flow. Sakret is very happy with the current cooperation.”

- Kaspars Pacevics, CEO, Sakret OÜ

“Thanks to SupplierPlus, Kriskal can maintain liquidity at a reasonable financing cost.”

- Urmas Kallas, owner, Kriskal OÜ

“Everything is simple, quick and convenient. There are no indirect extra fees.”

- Raul Maripuu, owner, TÜ Saaremaa Siga

“We use SupplierPlus to finance our trade receivables against a large supermarket chain. This helps us maintain healthy liquidity at favourable terms while adding no cost at times when the financing is not necessary.”

- Marek Raud, CFO, Saaremaa Lihatööstus

“YIT has been implementing SCF with SupplierPlus since 2016 and it’s been great for our supply chain’s liquidity and helping to avoid our suppliers running into difficulties.”

- Maano Päeren, CFO, YIT Estonia

Why choose SupplierPlus?

SupplierPlus helps decrease the cost of working capital. This is accomplished through an international network
of financiers as well as automating the exchange of data, documents and approvals.

Invoice amount

Date of submission

Payment deadline

Example:

You get: 9 950

Expense: 50

Days: 30

*Amounts are indicative